How this calculator works
Enter a starting balance, rate, time period and compounding frequency. If contributions are included, the tool also adds each contribution to the growth path.
Formula
FV = PV × (1 + r ÷ m)^(m × t)
When to use it
Try the same starting amount at different rates or time horizons to see how strongly time affects compounding.
Important
This calculator is for estimation and planning. Actual financial outcomes can differ because of taxes, fees, timing, market conditions, lender terms and other factors.